Nexus Financial, LLC.
1545 Crossways Blvd., Ste. 250
Chesapeake, VA 23320
Our customized approach to life insurance is focused on providing your family financial stability for all that life may bring. Our life insurance recommendations are structured to serve not only as asset protection, but long term investment alternatives, as well as legacy builders.
If long term care insurance is not factored into your plan, you could see a rapid decrease in your retirement savings in the event long term care is needed. It pays to be proactive instead of reactive and this is a risk too costly to overlook. The financial and/or lifestyle burden left on your spouse or children if they have to provide for your care can be overwhelming. We have options to prevent this from happening.
If we were to ask you what you think your most valuable asset is, what would you say? Your house, car, boat? All logical answers, but the correct answer is your ability to earn income. That being said, to not include disability income insurance as part of our discussion, would be doing you a disservice. We can show you how to protect your income in the event you become sick or injured.
In planning for the future of your loved one, you bear a great responsibility and take pride in doing the best thing for them. However, you may need to turn to other experts for advice on special needs planning. This requires an in depth knowledge of federal laws as they pertain to government eligibility and legal documents such as special needs trusts and guardianships. It is more than just planning for lifetime care, but the quality of life.